How does it work?

  1. Initial payment: when you place your order, you pay 25% of the total amount directly via the secure Heylight system, by credit card.
  2. Validation and financing: financing is validated on the total amount of the purchase. The funds are paid to us by Heylight within 5 to 7 working days.
  3. Monthly payment: the remaining balance is automatically debited from your credit card according to the chosen schedule (3 to 36 months).
  4. Interest rate: 0% interest: you pay only the price of your product, nothing more.

Conditions of eligibility

To benefit from this financing, you must :

  • Be over 18 years of age
  • Reside in Switzerland and present one of the following documents:
  • B driving license (valid for more than one year)
  • C license
  • Swiss identity card
  • Swiss passport

Please note All documents must be original and photographed by you at the time of application.

A concrete example

You buy a product for CHF 7,500 with a 24-month payment schedule:

– Down payment on order (25%): CHF 1,875, paid at Heylight by credit card

– Remaining amount: CHF 5,625

– Monthly instalments: CHF 5,625 ÷ 24 months = CHF 234.38 / month

– Interest: CHF 0

Result: you enjoy your purchase immediately, while keeping your budget under control.